Komisja Europejska przedstawiła projekt dyrektywy UE w dotyczącej harmonizacji ram procesów restrukturyzacji, niewypłacalności i “drugiej szansy” dla przedsiębiorców.
The proposed Directive focuses on three key elements:
- Common principles on the use of early restructuring frameworks, which will help companies continue their activity and preserve jobs.
- Rules to allow entrepreneurs to benefit from a second chance, as they will be fully discharged of their debt aftera maximum period of 3 years. Currently, half of Europeans say they would not start a business because of fear of failure.
- Targeted measures for Member States to increase the efficiency of insolvency, restructuring and discharge procedures. This will reduce the excessive length and costs of procedures in many Member States, which results in legal uncertainty for creditors and investors and low recovery rates of unpaid debts.